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Yes, the weather in Florida definitely plays a part when it comes to car insurance.

Why? Mainly because of the hurricanes. In 2005 over 700,000 cars were lost or damaged by hurricanes in the USA.

This has forced insurance companies to increase their car insurance rates in hurricane-prone states like Florida.

If you have a loan on your car, chances are you have comprehensive coverage which means you are covered against natural disasters. If you own your car, you need to make your own decision, which will most likely be influence by the current value of your car.

For most people, their car is the second most important asset after their home, of course.

Most people in Florida would also agree that not having a house insurance which covers hurricanes and flooding is plain irresponsible.

Better save than sorry, make sure you car insurance gives you the appropriate coverage.

To read more tips and learn how to lower your car insurance premiums check out the Resource Box below.

By: johnyd

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www.autoinsuranceflorida-fl.com/