Blue Cross of California announced this month the availability of Dental BlueŽ, a new dental insurance program from affiliate BC Life & Health Insurance Company that gives employers - and their employees - the power to choose a dental plan tailored to meet their needs and budgets. Designed to maximize benefits and flexibility, Dental Blue features three tiers of provider networks with multiple price points, giving employees the freedom to access a larger network with controlled out-of-pocket costs. The Dental Blue network of credentialed providers also includes access to specialists and discounts for a range of popular services, such as teeth whitening and braces.
Dental insurance is the second most requested employee benefit after medical insurance. Yet, forty-two percent of American employers do not offer dental insurance. According to a survey conducted by LIMRA International Research, employers feel obligated to offer comprehensive benefits packages, but are struggling to offer a full range of benefits on a limited budget. Dental Blue's strategy of multiple networks and price points empowers employers to reduce the cost of existing dental insurance without compromising benefits, and offers affordable, comprehensive solutions to those employers without dental insurance.
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