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Disability insurance - What's the most important aspect to consider?
(Preview)
How do you judge the best Disability Insurance? First, the simple answer:
1. Which company is financially strongest?
2. Which policy will pay the most in the most different claims scenarios?
The first thing that one hears about disability insurance is: Get an "Own occupation" definition of...
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Why are Life Insurance company ratings important?
(Preview)
Life insurance companies are given for financial strength ratings as are most financial institutions and many financial instruments such as bonds.
What do these ratings measure? A life insurance company's relative ability to meet their financial obligations.
What should you use these rat...
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Charitable Planning, Estate Planning, Planned Giving and Life Insurance
(Preview)
Without getting into too much detail, if your estate is of sufficient size - $5 million plus - to be concerned about estate planning there are unique planning ideas that can help you and your family minimize estate taxes, increase retirement cash flow to you and your spouse and to help a worthy charity...
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Why do you need of home insurance?
(Preview)
Why do you need of home insurance? Home insurance, or homeowners insurance, is an insurance policy that combines various personal insurance protections which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), loss of other personal possessi...
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Car Insurance: How much importance?
(Preview)
<center > Why the importance of car insurance?
Car insurance is mostly used to protect a car and the car's driver; however, there are other items that a car insurance policy protects. If a car insurance policy is purchased with personal or property coverage then car insurance will work to...
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What Small Business Owners Should Consider before Purchasing Auto Insurance
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Small business owners often overlook auto insurance
So you've purchased insurance for your small business but you're still insuring your car personally. Depending on your particular operations a personal auto policy may not be such a wise choice. Your automobile just may apply to your small bu...
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Motorcycle Insurance- How Much Should I Spend?
(Preview)
James Bond is a few of the men to walk away from a motorcycle accident without so much as a scratch. Studies conducted by the National Safety Council in the U.S estimates that a motorcycle accident seriously injuring at least one person occurs once every fourteen seconds. Another study by the Nationa...
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What is Auto Insurance and What Does It Cover?
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Every person who drives a car needs the protection that auto insurance can give. If you are involved in an accident in a way that make you responsible for any damage of another person or vehicle the insurance will protect you from financial ruin. All states in America require drivers to maintain liabi...
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How to Find the Best and Cheapest Homeowners Insurance
(Preview)
What is homeowners insurance actually? According to Wikipedia it "is an insurance policy that combines insurance on the home, its contents, and, often, the other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home. The cost of homeowner...
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How Do You Find the Best Rates on Life Insurance?
(Preview)
Life insurance is a kind of insurance where the insured transfers a risk to the insurer according to the policy he or she receives. The insured has to pay a premium in exchange. The risk assumed by the insurer is the risk of death of the insured. Life insurance is the best form of protection you can provid...
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